Best way to organize digital photos without losing them?

[wonderful]

I've been hoarding photos on my laptop for years and honestly it's a mess. Does anyone have a reliable system for organizing thousands of images that's actually sustainable long-term? I've tried a few cloud services but I'm paranoid about losing access to my memories. Would love to hear what workflow you all use before I finally bite the bullet and spend a weekend sorting through everything. Any recommendations for backup strategies that won't break the bank?

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